Getting paid on time is one of the biggest challenges for small businesses. You can do the work, send the invoice — and still end up waiting weeks for payment.

At Perfect Balance, we help businesses make getting paid quicker, easier and less stressful by using simple payment tools that work alongside your bookkeeping.

Make it easy for customers to pay

The easier it is to pay you, the faster you will get paid. Adding pay-now links and flexible payment options to your invoices removes excuses for late payments.

crezco app

Crezco – Pay Now Links

Crezco lets you add a “Pay Now” button directly to your invoices in Xero.

Your customer clicks the link, pays straight from their bank, and the payment is automatically matched in Xero. No card machines, no chasing, and lower fees than card payments.

Why businesses like Crezco:

  • Quick bank-to-bank payments
  • Pay-now link on invoices
  • Payments automatically reconciled in Xero
  • Less time spent chasing unpaid invoices
apron payment link app<br />

Apron – Simple Payment Links

Apron allows you to create a payment link that you can send by email, text, or WhatsApp.

Customers can pay by bank transfer or card, making it easier for them to pay in the way they prefer. Apron also works alongside Xero, helping keep your records up to date.

Apron is useful if you want:

  • One simple link for customers to pay
  • Flexible payment options
  • Less admin around payments
xero app payment links

Xero Apps & Integrated Payments

If you already use Xero, you can connect it to payment apps like Crezco and Apron.

This means:

  • Invoices are sent with payment links already included
  • Customers can pay straight away
  • Payments are automatically recorded in Xero

Less manual work, fewer errors, and better cash flow.

adfin payment app

Adfin – Pay Now Links

There are also newer tools such as Adfin, designed to help businesses get paid faster.

These types of apps usually offer:

  • Easy-to-use payment links
  • Faster payments
  • Simple setup with accounting software

We can help you decide which option works best for your business.

Why having more than one payment option helps

Offering more ways to pay can make a big difference.

  • Customers can pay how they prefer
  • You get paid faster
  • Less time chasing invoices
  • Better cash flow for your business

Need help getting set up?

If you are not sure which payment option is right for you, or you’d like help setting it up with Xero, Perfect Balance is here to help.

We will make sure your payment process is simple, clear and works for your business — so you can spend less time worrying about money and more time running your business.